Blog

Richard Horne: A Legacy of Excellence in the Insurance Industry

Prominent Charleston Insurance Agent Richard Horne Passes Away Renowned insurance agent Richard Horne, who made significant contributions to Charleston’s insurance landscape, passed away recently. Horne, a veteran in the industry, began his illustrious career with John Hancock Life Insurance Company and later established his own agency in 1977. Life Insurance and Its Benefits Throughout his […]
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Understanding Alien Insurance Companies: Benefits and Coverage Options

Understanding Alien Insurance Companies and Their Benefits When it comes to life insurance, it’s essential to be informed about the various types of companies providing these services. One such type that often raises questions is the “alien insurance company.” Contrary to the name, alien insurance companies aren’t extraterrestrial entities looking to invade; rather, they can […]
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Tokio Marine’s New Partnership to Enhance Urban Resilience Funding

Tokio Marine Drives Urban Resilience Funding with New Partnership In a strategic move aimed at fortifying urban resilience, Tokio Marine has announced a new partnership focused on funding initiatives that enhance city infrastructure against natural disasters. This venture highlights the crucial role insurance companies play in mitigating risks and supporting recovery efforts. Life Insurance as […]
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The Transformative Potential of Life Insurance: A Top Executive’s Vision for Giving Back in the Insurance Industry

What does giving back look like in the insurance industry? Meet a top executive who explains how the sector can attract more young people The insurance industry is not just about premiums and claims; it also offers numerous ways to give back to the community. Life insurance, in particular, has transformative potential, offering financial security […]
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The Growing Impact of Distracted Driving and Social Inflation on Commercial Auto Insurance

Distracted Driving, Social Inflation Weigh on Commercial Auto Insurance – AM Best As distracted driving incidents soar and social inflation takes its toll, commercial auto insurance is increasingly under pressure. According to a recent report from AM Best, the rise in liability claims has significantly outpaced the growth in premiums, creating a challenging landscape for […]
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Rising Reinsurance Costs: TWIA’s Financial Challenges and the Role of Life Insurance

TWIA Projects Rising Reinsurance Costs in 2025 Budget Review The Texas Windstorm Insurance Association (TWIA) has projected a rise in reinsurance costs for 2025, driven by significant hurricane losses and increased exposures. This projection was revealed during a comprehensive budget review, highlighting the critical financial challenges the association faces in its efforts to provide adequate […]
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The Critical Role of Life Insurance in Financial Planning Amid Federal Long Term Care Insurance Uncertainty

Federal Long Term Care Insurance Still On Hold For New Applicants The Federal Long Term Care Insurance Program (FLTCIP) remains inaccessible to new applicants as uncertainties linger in the insurance market. Coverage, provided by LTC Partners, LLC, and underwritten by the John Hancock Life & Health Insurance Company under contract with the U.S. Office of […]
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The Impact of California’s Wildfire Catastrophe Modeling Regulations on Life Insurance

APCIA Supports California’s Wildfire Catastrophe Modeling Regulations The American Property Casualty Insurance Association (APCIA) has shown support for the new wildfire catastrophe modeling regulations in California, which aim to stabilize the state’s insurance market and enhance risk assessment. As wildfires become increasingly frequent and destructive, these new models could change the landscape of insurance in […]
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M. Wayne Chapman: A Legacy of Community and Insurance Service

Legacy of M. Wayne Chapman: A Life Committed to Community and Insurance M. Wayne Chapman, a respected figure in the agricultural investment sector, passed away recently after 30 years of dedicated service. Chapman’s storied career at John Hancock Mutual Life Insurance Company began in 1965, where he significantly contributed until his retirement in 1995. Throughout […]
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